“I want to ask you this question: If sin needs forgiveness—and all sin is against God—how can you work out your own forgiveness? If I stole $100 from a friend, I could not forgive myself, could I? No act of mine would bring about forgiveness, unless my friend forgave me. And so, if I want forgiveness of sin, it must be the work of God. If we look at salvation as a new life, it must be the work of God. God is the author of life: you cannot give yourself life. If we consider it as a gift, it must come from some one outside of ourselves. That is what I read in the Bible—Salvation as a gift. While I am speaking, you can make up your mind that you will stop trying, and take this gift.
I wish I could get this whole audience to drop the word try, and put the word trust in its place. The forgiving grace of God is wonderful. He will save you this very minute, if you are willing to be saved. He delights in mercy. He wants to show that mercy to every soul. The religion of Christ is not man working his way up to God; it is God coming down to man. It is Christ coming down to the pit of sin and woe where we are, bringing us out of the pit, putting our feet upon a rock, and a new song in our mouth. He will do it this minute, while I am speaking, if you will let Him. Will you let Him? That is the question.”
Moody, Dwight Lyman. Sovereign Grace Its Source, Its Nature and Its Effects (pp. 25-26). Kindle Edition.